TJSB Question Papers - TJSB Interview Questions and Answers updated on Feb 2023

Category: Whole-Testpaper

Category: Whole-Testpaper

With the modest beginning in 1972 in the co-operative field, the dynamism infused by the Board of Directors, unflinching loyalties of clientele and devotion of staff has propelled the sound foundation of The TJSB Sahakari Bank Ltd (TJSB) and has emerged as one of the leading multi state scheduled co-operative Bank in the country. TJSB presently is catering to the needs of society through a close network of 64 Branches and 1 Extension Counters spread all over the city of Thane, Mumbai, Navi Mumbai, Nasik, Pune, Satara,Aurangabad, Kolhapur, Nagpur, Latur, Goa & Karnataka. All these Branches have made remarkable progress on all fronts in all these years.

TJSB believes that "customer delight" is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth. TJSB is committed to provide banking with speed, comfort and convenience.

TJSB feels proud to acknowledge the growth of large number of successful industrialists, traders and professionals who have grown leaps & bound due to timely assistance and support of the Bank.

TJSB has set before a Visionary Growth Plan focusing all business strategies solely on creation of Stakeholders value.

Technology Initiatives :

TJSB , a Techno-savvy Bank has implemented successfully the Core Banking Solution (CBS). This has helped the Bank to migrate the Branches from being the processing centers to marketing customer centric outfits. It will also extend the Bank’s reach to its customers by multiple delivery channels such as ATM, Internet, Mobile etc. This has brought the Bank on par with the leading Banks. Bank has network of 70 ATM’s across Thane, Mumbai, Navi Mumbai, Pune, Nashik, Satara,Aurangabad, Kolhapur, Nagpur, Latur, Goa & Karnataka.

 TJSB is the first Bank in Co-operative sector to install Cheque Depository Machines at 63 branches, which are operational 24 X 7.

 TJSB has put in place Real Time Gross Settlement System (RTGS) transactions. With Core Banking Solution in place the Bank is Providing RTGS facility to all its customers.

 TJSB has initiated process for strategic alliance with other Banks for the usage of their delivery channels by which nearly 89000 ATMs will be available to Bank ’s customers across the country.\

 TJSB is first Bank In the country to introduce Automated Cheque Issuance Machine which enable Customers to take Personalised Cheque Book 24 X 7

 Business Process Re-engineering : With the successful implementation of Core Banking Solution TJSB has initiated Business Process

Re-engineering by establishing :

Specialized Credit Cell

Specialized Retail Banking Cell

Centralized Monitoring Cell

Centralized Back office Processing Cell


Bancassurance : TJSB (License No. 1126801) is Corporate Agent for Max New York Life Insurance Co. Ltd. for Life Insurance products and with The Oriental Insurance Co. Ltd. for General Insurance. TJSB’s bancassurance is recognized as one of the most successful bancassurance in the country.

"Insurance is the subject matter of solicitation"

Business Expansion Plans:

TJSB has recognized the opportunity for its expansion through the Merger and Takeover of the other Banks. To step forward it has recently acquired two Pune based Co-operative Banks namely The Navjeevan Nagrik Sahakari Bank Ltd and The Sadguru Jungli Maharaj Sahakari Bank Ltd.

Special Mention :

One of the very few co-operative banks to get AD1 license to deal in Foreign exchange

The Indian Bank Association (IBA) have accolade TJSB with TECHNOLOGY BANK OF THE YEAR award in the Co-operative Banks category for FY 2009

TJSB has been awarded 1 st Prize for the Best Co-Operative Bank in Maharashtra by “Maharashtra State Urban Bank’s Federation Ltd.”

for the F.Y.2004-2005.

TJSB has been awarded 1st Prize as “Padmabhushan Vasantdada Patil Utkarsha Nagri Sahakari Bank” for the F.Y.2003-2004 from Kokan Region for the second time consecutively.

TJSB was recognized amongst top 5 Co-Operative banks in the country, during centenary celebration of Co-Operative movement by Kalupur Commercial Co-Operative Bank Ltd

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