State Bank of India Paper Contributed by Aswathy updated on Jan 2022
SBI Placement Paper |   3017

SBI Placement Paper

SBI Associate Clerk Exam - Previous Year Solved Model Question Paper

General Awareness:

1. Poverty line is expressed in terms of overall
1) per capita income
2) per capita consumption expenditure
3) per capita entertainment expenditure
4) per capita development expenditure 
5) per capita GDP

2. Who among the following is the author of the English novel 'The Namesake'?
1) Shobhaa De 
2) Jhumpa Lahiri 
3) Shashi Tharoor
4) Upamanyu Chatterjee 
5) V.S. Naipaul

3. The abbreviation UIDAI stands for
1) Unique Identification Division of All India
2) Uuique Identification Department of Ancient India
3) Unique Identity Division of Ancient India
4) Unique Identification Authority of India
5) None of these

4. Kanha Tiger Reserve is situated in Mandla district of-
1) Rajasthan 
2) Uttar Pradesh 
3) Chattisgarh
4) Madhya Pradesh 
5) Maharashtra

5. At the official march past in the opening ceremony of the 2012 London Olympics, the Indian contingent was led by-
1) Shuttler Parupali Kashyap 
2) Sushil Kumar
3) Paddler Soumyajit 
4) Saina Nehwal
5) Chef-de-Mission Brig P.K.M. Raja

6. Who amongst the following Indian contestants in the 2012 London Olympics 10-meter Air Rifle event won a bronze medal?
1) Gagan Narang 
2) Vijay Kumar 
3) Sushil Kumar
4) Parupali Kashyap 
5) Amit Kumar

7. Which of the following is a global international organisation dealing with the rules of trade between nations?
1) IMF 
2) IDA 
3) UNO
4) WTO 
5) UNESCO

8. Excise duty is the tax levied on-
1) production of goods 
2) import of goods 
3) sale of goods
4) profits on the sale of goods
5) income from other sources

9. Union Budget is presented in the Parliament by the-
1) Prime Minister
2) Commerce Minister
3) Minister for Parliamentary Affairs
4) Union Finance Minister 
5) Lok Sabha Speaker

10. In the Union Budget for 2011-12, Very Senior Citizens were defined as those who are over-
1) 90 years of age 
2) 85 years of age 
3) 80 years of age
4) 75 years of age 
5) 70 years of age

11. A tax based on the value of the property/ product is called-
1) Fringe Benefit Tax 
2) Value Added Tax
3) Minimum Alternative Tax 
4) Turnover Tax
5) Ad Valorem Tax

12. Who is the present Governor of the Reserve Bank of India?
1) Dr. K.C. Chakraborty 
2) Dr. D. Subbarao 
3) Dr. Y.V. Reddy
4) Dr. S. Gokarn 
5) None of these

13. The term 'Plastic Money' refers to-
1) ATM/ Credit Cards
2) Plastic-coated Currency Notes
3) Foreign Currency Notes
4) Traveller's Cheque 
5) None of these

14. It is mandatory to quote which of the following identification number on all large-value financial transactions?
1) PAN 
2) Voter ID 
3) PIN
4) Ration Card number 
5) Phone number

15. Which of the following typhoons hit the east coast of China on 8th August 2012?
1) Saola 
2) Haikui 
3) Damrey
4) Ferdie 
5) Gener

16. The term 'FTZ' stands for-
1) Free Trade Zone 
2) Food Trade Zone 
3) Foreign Trade Zone
4) Fiscal Trade Zone 
5) Financial Trade Zone

17. Which of the following is an American multinational retailer corporation that runs chains of large discount department stores and warehouse stores?
1) WalMart 
2) Alstom 
3) IKEA
4) More 
5) Spencer's

18. Who amongst the following is a Nobel laureate in Economics?
1) Kaushik Basu 
2) Subir Gokarn 
3) Dr. Amartya Sen
4) Montek Singh Ahluwalia 
5) C. Rangarajan

19. 'Outlook.com' is a new e-mail service recently launched by-
1) Google 
2) Apple 
3) Microsoft
4) Rediff 
5) Sify

20. Jamaican sprinter Usain Bolt bagged gold in the 2012 London Olympics in men's 100-metre race as he set an Olympic record of-
1) 10.23 seconds 
2) 9.93 seconds 
3) 9.63 seconds
4) 9.33 seconds 
5) 9.23 seconds

English Language:

Directions (Q.1-5): Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is 5),i.e. 'No Error'. (Ignore errors of punctuations, if any.)

1. 1) Mangal Pandey was well known/ 2) because he was involved/ 3) in the initial stages/ 4) of the Indian rebellion./ 5) No Error

2. 1) Most of the Indian populations still lives/ 2) in its villages and thus the contribution of/ 3) agriculture to Indian economy/ 4) becomes very important. 5)No Error

3. 1) Catherine's grandfather always/ 2) lost his balance while walking/ 3) and would be found fallen/ 4) on the road./ 5) No Error

4. 1) Her doctor was/ 2) annoyed because she/ 3) ignore her health/ 4) even after being hospitalised twice./ 5) No Error

5. 1) Raghav was worry/ 2) about telling his parents/ 3) that he wanted to move out/ 4) and live independently. / 5) No Error

Directions (Q. 6-10): Each question below has a blank, each blank indicating that something has been omitted. Choose the word that best fits the meaning of the sentence as a whole.

6. Rohit --- a huge library and has a large collection of books in it.
1) wants 
2) has 
3) wanted
4) had 
5) needs

7. Rachna liked her room to be exactly the way she left it and she would ---- allow anyone to touch her things.
1) always 
2) sometimes 
3) willingly
4) never 
5) certainly

8. Elephants are the largest living land animals --- earth today.
1) in 
2) and 
3) on
4) like 
5) at

9. Josephine was elated because the doctor confirmed the news --- her pregnancy.
1) like 
2) of 
3) with
4) after 
5) in

10. It --- been estimated that there may be many millions of species of plants, insects and micro organisams still undiscovered in tropical rainforests.
1) have 
2) will 
3) should
4) has 
5) shall

Directions (Q. 11-15): In each question below, four words printed in bold type are given. These are numbered (1),(2),(3) and (4). One of these words printed in bold might either be wrongly spelt or inappropriate in the context of the sentence.Find out the word that is inappropriate or wrongly spelt, if any. The number of the word is your answer. If the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (5),ie 'All Correct', as your answer.

11. The kidnappers(1) asked for ransom(2) and threatened(3) to kill Mr.Gopalan's son if their demands(4) were not met. All correct( 5)
Ans : 5

12. Ramesh spiled(1) juice all over Raj's new( 2) clothes and did not even care(3) to apologise(4). All Correct(5)
Ans : 1
  
13. Ravi met(1) with an accident( 2) and broke( 3) his leg the day he bought(4) his new car. All correct(5)
Ans : 2

14. Daisy loved(1) children and so she would distribute(2) sweets in an orphanage(3) on her birthday(4). All Correct(5).
Ans : 2
 
15. Roshni wanted(1) to play(2) with her pet dog and so she started(3) throwing tantrums(4). All Correct(5).
Ans : 5
  
Directions: (Q. 16-20): Rearrange the following eight sentences/ group of sentences (A),(B),(C),(D),(E),(F),(G) and (H) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) During the examination, the invigilator noticed the chits and despite Rajesh's plea for innocence asked him to leave the examination hall.
(B) At this point Ravish realised his mistake and felt guilty, so he immediately confessed his misdeed to the invigilator and left the examination hall.
(C) Rajesh forgave Ravish because Ravish had not only accepted his mistake on time but also had not let Rajesh be punished for the wrong reason.
(D) Ravish and Rajesh were in college and had been friends since childhood.However, Ravish did not trust Rajesh.
(E) Another student, Satish, who had seen Ravish hiding something in Rajesh's desk, stood up and informed the invigilator of what he had seen.
(F) One day Ravish decided to test Rajesh's friendship and so during one of the college examinations Ravish went early to class and hid some chits in Rajesh's desk.
(G) Rajesh did not believe Satish, instead was furious that Satish had falsely blamed his friend and agreed that he would leave his examination only if Ravish was kept out of the matter.
(H) After the examination was over, Ravish apologised to Rajesh, and promised that he would be a good friend from then onwards.

16. Which of the following should be the FIFTH sentence after rearrangement?
1) G 
2) H 
3) E
4) D 
5) C

17. Which of the following should be the FOURTH sentence after rearrangement?
1) C 
2) D 
3) E
4) F 
5) G

18. Which of the following should be the EIGHTH (LAST) sentence after rearrangement?
1) A 
2) B 
3) C
4) D 
5) E

19. Which of the following should be the FIRST sentence after rearrangement?
1) A 
2) B 
3) C
4) D 
5) F

20. Which of the following should be the SECOND sentence after rearrangement?
1) A 
2) B 
3) G
4) F 
5) E

Quantitative Aptitude:

Directions (Q. 1-15): What should come in place of question mark (?) in the following questions?

1. 415.25 ? 627.10 + 958.55 = ?
1) 747.5 
2) 674.7 
3) 750.7
4) 747.9 
5) None of these.

2. 34928 ? 2591 ? 14986 = ?
1) 17546 
2) 17355 
3) 17351
4) 17390 
5) None of these

3. 147 ÷ 5 ÷ 0.3 = ?
1) 76 
2) 82 
3) 54
4) 80 
5) None of these

4. 311 × 17 ? 2482 = ?
1) 2650 
2) 2392 
3) 2805
4) 2788 
5) None of these

5. 12.5 × 6.7 × 4.2 = ?
1) 315.55 
2) 376.75 
3) 351.75
4) 358.55 
5) None of these

6. 27% of 450 ? ?% of 375 = 76.5
1) 14 
2) 19 
3) 12
4) 15 
5) None of these

7. 4567.8 + (14 × 9.8) = 5038 ? ?
1) 348 
2) 522 
3) 541
4) 333 
5) None of these

8. 51 × ? = 1632
1) 34 
2) 29 
3) 48
4) 24 
5) None of these

9. 17 2/3 × 1 17/106 = ?
1) 20 1/2
2) 21 1/2
3) 19 4/5
4) 20 4/5 
5) None of these

10. 4 × ? = 6924 ÷ 15
1) 115.6 
2) 125.05 
3) 151.2
4) 117.4 
5) None of these

11. 8888 ? 4444 + 222 = ?
1) 5668 
2) 4666 
3) 4888
4) 3999 
5) None of these

12. 1734.5 × 1768.9 ÷ 1727.4 = 17?
1) 74.5 
2) 82 
3) 56
4) 76 
5) None of these

13. 23% of 468 = ?
1) 110.45 
2) 106.47 
3) 114.65
4) 107.64 
5) None of these

14. 63 × 24 ? 92 = ?
1) 3375 
2) 3248 
3) 3095
4) 3585 
5) None of these

15. ? ÷ 26 × 17 = 7225
1) 11950 
2) 11050 
3) 10950
4) 11235 
5) None of these

16. On a particular day, sweets were to be equally distributed among 960 students of a school. However, on that particular day, 360 students remained absent. Hence each student present on that day got three sweets extra. Had all 960 students remained present that day, how many sweets would each student have got?
1) 3 
2) 5 
3) 7
4) 4 
5) None of these

17. What should come in place of question mark (?) in the following number series?9 10 24 81 340 ?
1) 1376 
2) 1780 
3) 1570
4) 1725 
5) None of these

18. What would be the compound interest (in Rs.) accrued on an amount of Rs.9000 at the rate of 11 pcpa in two years?
1) Rs.2089.90 2
) Rs.2140.90 
3) Rs.2068.50
4) Rs.2085.50 
5) None of these

19. What is the least number to be added to 2530 to make it a perfect square?
1) 50 
2) 65 
3) 75 
4) 80
5) None of these

20. The difference between 20% of a number and 7/15 of the same number is 124. What is 40% of that number?
1) 186 
2) 200 
3) 196 
4) 465
5) None of these

Marketing Aptitude:

1. EMI is a marketing tool if-
1) it is very high 
2) it is very low
3) it is increasing 
4) it is fluctuating
5) It has no role as a marketing tool

2.Which of the following may be classified as FMCG?
1) Printing Machines 
2) Tobaco Product
3) Life Saving Drugs 
4) Coin Vending Machines
5) Industrial Goods

3. Buyer resistance in a sales deal can be overcome by means of-
1) lengthy sales talk 
2) confusing sales talk 
3) IT jargons
4) perseverance 
5) arguing skills

4. The best, important and central activity of a business is known as its-
1) Portfolio 
2) Product line 
3) Nuclear Activity
4) Mainstay 
5) Core Competency

5. The target group for Home Loans is-
1) All body-builders 
2) Tiles manufacturers
3) Housing societies 
4) Farmers' societies
5) Individuals not owning any house

6. Delivery Channels means-
1) Sales Outlets 
2) Purchased Goods
3) Product Shelf-life 
4) Courier Person
5) Channel Finance

7. Using a customer's buying history to select them for related offers is known as-
1) Up-Selling 
2) Prospecting 
3) Marketing
4) Channel Selling 
5) Cross-Selling

8. The concept of selling is different from marketing and aims at profit maximisation through
1) increasing sales volume of quality products 
2) customer satisfaction
3) solution of customer problems
4) satisfaction of customer needs
5) innovation and market research

9. The segmentation of markets based on the gender of the customer is a type of-
1) Geographic Segmentation 
2) Demographic Segmentation
3) Psychographic Segmentation 
4) Socio-cultural Segmentation
5) Lifestyle-based Segmentation

10. Mass communication with customers or potential customers, usually through paid public media, is known as-
1) Publicity 
2) Sales Promotion 
3) Advertising
4) Public Relations 
5) Brand Building

11. A 'Call' means-
1) an internet terminology
2) contacting a prospective customer
3) visiting a call centre 
4) attending to a complaint
5) websites

12. 'Prospect' means
1) existing customers 
2) a likely buyer
3) mission document 
4) a religious leader
5) new targets to be achieved

13. KYC means
1) Keep Your Customers cool 
2) Keep Your Credit card
3) Know Your Customers 
4) Keep Your Cool
5) Know Your Credits

14. The collective perceptions and impressions people have formed about an organisation,its products and/or its services, is known as its-
1) Brand Value 
2) Brand Alert
3) Brand Architecture 
4) Brand Image
5) Brand attribute

15. Good customer service is an extended arm of-
1) Service marketing 
2) Web marketing
3) Process marketing 
4) Indirect Marketing
5) Internet marketing

16. A company's ability to perform in one or more ways that competitors cannot or will not match is known as its-
1) Attribute competition 
2) Attribute positioning
3) Brand image 
4) Competitive advantage
5) Brand positioning

17. An audio or video advertising announcement, usually presented on television, radio or in a movie theatre, is called-
1) Publicity 
2) Creative 
3) Banner
4) Sponsorship 
5) Commercial

18. Electrical goods such as TVs, videos, stereo systems etc, used for home entertainment, are known as-
1) White Goods 
2) Green Goods 
3) Red Goods
4) Blue Goods 
5) Brown Goods

19. A very large market segment or wide collection of smaller segments is called-
1) Niche Market 
2) Meta Market 
3) Mass Market
4) Multi Level Market 
5) None of these

20. Customer Retention can be ensured by-
1) Offering freebies 
2) Offering loans at low rates
3) Catchy slogans 
4) Giving incentives
5) Personalised services

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