LIC Whole-Testpaper Contributed by Sarika updated on Aug 2020
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                                            LIC AAO Solved Question Paper


Quantitative Aptitude:

1. In a division sum, the divisor is 10 times the quotient and 5 times the remainder. If the remainder is 46, the dividend is: 
(1) 4236 
(2) 4306 
(3) 4336 
(4) 5336 

2. If 1.5 x= 0.04 y, then the value of (y-x) (y+x) is: 
(1) 730/77 
(2) 73/77 
(3) 7.3/77 
(4) 703/77 

3. An employee may claim Rs. 7.00 for each km when he travels by taxi and Rs. 6.00 for each km if he drives his own car. If in one week he claimed Rs. 595 for traveling km. How many kms did he travel by taxi? 
(1) 55 
(2) 65 
(3) 62 
(4) 70

4. The square root of 3 + ?5 is :
(1) ?3 /2 + 1/?2 
(2) ?3 /2 - 1/?2 
(3) ?5 /2 - 1/?2 
(4) ?(5/2) + ?(1/2) 

5. The mean temperature of Monday to Wednesday was 370C and of Tuesday to Thursday was 340C, if the temperature on Thursday was 4/5th that of Monday, then what was the temperature on Thursday? 
(1) 36.50C 
(2) 360C 
(3) 35.50C 
(4) 340C 

6. A certain number of two digits is three times the sum of its digits. If 45 be added to it, the digits are reversed. The number is: 
(1) 72 
(2) 32 
(3) 27 
(4) 23 

7. Three years ago the average age of A and B was 18 years. While C joining them now, the average becomes 22 years. How old (in years) is C now? 
(1) 24
(2) 27 
(3) 28 
(4) 30 

8. If 2^(2x-1) = 8^(3-x), then the value of x is:
(1) -1
(2) -2 
(3) 2 
(4) 3 

9. A man's basic pay for a 40 hours' week is Rs. 200. Overtimes is paid at 25% above the basic rate. In a certain week, he worked overtime and his total was Rs. 300. He therefore, worked for a total of (in hours): 
(1) 52 
(2) 56 
(3) 58 
(4) 62 

10. On a Rs. 10, 000 payment order, a person has choice between 3 successive discounts of 10%, 10% and 30% and 3 successive discounts of 40%, 5% and 5%. By choosing the better one he can save (in Rupees): 
(1) 200 
(2) 255 
(3) 400 
(4) 433 

11. Rs. 600 are divided among A, B, C so that Rs. 40 more than 2/5 th of A's share, Rs. 20 more that 2/7 th of B's share and Rs. 10 more than 9/17 th of C's may all be equal. What is A's share (in Rupees)? 
(1) 150
(2) 170 
(3) 200 
(4) 280 

12. A, B, C started a business with their investment in the ratio 1 : 3 : 5. After 4 months, A invested the same amount as before and B as well as C withdrew half of their investments. The ratio of their profits at the end of the year was:
(1) 5 : 6 : 10 
(2) 6 : 5 :10 
(3) 10 : 5 : 6 
(4) 4 : 3 : 5 

13. If 9 men working 71/2 hours a day can finish a piece of work in 20 days, then how many days will be taken by 12 men, working 6 hours a day to finish the work? It is being given that 2 men of latter type work as much as 3 men of the former type?
(1) 91/2 
(2) 11 
(3) 121/2 
(4) 13 

14. Three pipes A, B and C can fill a cistern in 6 hours. After working at it together for 2 hours, C is closed and A and B can fill the remaining part in 7 hours. The number of hours taken by C alone to fill the cistern is: 
(1) 12 
(2) 14 
(3) 16 
(4) 18 

15. A train B speeding with 120 kmph crosses another train C running in the same direction, in 2 minutes. If the lengths of the trains B and C be 100 m and 200 m respectively, what is the speed (in kmph) of the train C? 
(1) 111 
(2) 123 
(3) 127 
(4) 129

16. River is running at 2 kmph. It took a man twice as long to row up as to row down the river. The rate (in km/hr) of the man in still water is:
(1) 8 
(2) 10 
(3) 4 
(4) 6 

17. A merchant has 1000 kg of sugar, part of which he sells at 8% profit and the rest at 18% profit. He gains 14% on the whole. The quantity (in kg.) sold at 18% profit is: 
(1) 560 
(2) 600 
(3) 400 
(4) 640 

18. A sum of money becomes Rs. 13, 380 after 3 years and Rs. 20, 070 after 6 years on compound interest. The sum (in Rupees) is: 
(1) 8800 
(2) 8890 
(3) 8920 
(4) 9040 

19. A well with 14 m inside diameter is dug 10 m deep. Earth taken out of it, has been evenly spread all around it to a width of 21m to form an embankment. The height (in metres) of the embankment is: 
(1) 1/2 
(2) 2/3 
(3) 3/4 
(4) 3/5 

20. A rectangular carpet has an area of 120 sq metres and a perimeter of 46 metres. The length of its diagonal (in metres) is:
(1) 11
(2) 13 
(3) 15 
(4) 17 




Directions (1-5) : 
Seven friends A, B, C, D, E, F and G applied for three Banks P, Q and R. Out of these' at least two have applied for eachBank. There is only one girl who has applied only for one Bank. Out of seven friends three were select one for one Bank, out of these was only one girl. a. is sister of G and both have' applied for the same Bank but not for q. A applied for the Bank R only with E who is a girl. F applied for the Bank P but he Was n,ot selected. C who is tpe wife of D, has been selected. 


1. Which of the following combination represents girls? 
(1)B, C, E 
(2)B, C, G 
(3)C, E, G 
(4) Cant'be determined 
(5) None of these 

2. For which bank, three persons applied? 
(1) R 
(2) .p or Q 
(3) Q or R 
(4) P 
(5) Cannot be determined 

3. Which of the following combinations of boys and Bank is correct? 
(I)G -Q 

4. Which of the following combinations of friends, represents for the Bank P? 
(1) Only Band F 
(2) Only F and G 
(3) Only B, F and G 
(4) Only B, F and C 
(5) None of these 

5. Finally which of the following were selected? 
(1) A, C, F 
(2) A, C, G 
(3) B, C, F 
(4) B, C, G 
(5) None of these 

Directions (6-10) : In each ofthe questions below there are three state¬ments followed by three conclusions numbered I, II and III. Read all the conclusions 'and then decide which of the given conclusions logically follows from the given statements. 

6. Statements:
All dogs are birds. 
Some birds are trees. 
No house is tree. 

1. Some hopses are dogs. 
II. Some birds are nogs. 
III. Some trees are dogs. 

1) Only 1 follows 
2) Only III follows 
(3) Only II follows 
(4) Only II and IIJ follow 
(5) None of these 
Ans: 3

7. Statements:
All goats 'lrc tigers. 
Some tigers are horses.
All horses are jackals.

1. Soine jackals are tigers. 
2. Some jackals are goats. 
3. Some horses are goats. 
(1) None follows 
(2) Only 1 follows 
(3) Only I and II follow 
(4) Only II and III follow 
(5) All follow 
Ans: 2

8. Statements: 
Some pens are tables. 
All tables are. 
Some inks are apples. 

1. Some apples are pens. 
II. Some apples are tables. 
III. Some inks are pens. 
(1) None follows 
(2) Only I follows 
(3) Only II follows 
(4) OnlyIII follows 
(5) None of these 
Ans: 4

9. Statements: 
All fruits are vegetables. 
All pens are vegetables.
All vegetables are rains. 

1. All fruits are rains. 
II. All pens are rains: 
III. Some rains are vegetables. 
(1) None follows 
(2) Only I and II follow 
(3) Only II and III follow 
(4) Only I and III follow 
(5) All follow 
Ans: 5

10. Statements: . 
Some flowers are skies. 
Some skies are rooms. 
Some rooms are windows. 

I. Some windows are skies. 
II. Some rooms are flowers. 
III. No sky is window. 
(1) Only I follows 
(2) Only either I or II follows 
(3) Only either II or III follows 
(4) Only either I or III follows 
(5) None of these
Ans: 5


General Knowledge:


1. The punch line of the advertisement of which of the following organization is "Jindagi ke sath bhi Jindagi ke bad bhi" ? 
(A) New India Assurance 
(B) General Insurance Corporation 
(C) ICICI Prudential 
(D) Life Insurance Corporation Of India 
(E) None of these 

2. The central office of the Life Insurance Corporation of India (LIC) is located at - 
(A) Kolkata 
(B) New Delhi 
(C) Chennai 
(D) Pune 
(E) Mumbai 

3. Th Life Insurance Corporation Of India has how many Zonal offices in India ? 
(A) Five 
(B) Seven 
(C) Ten 
(D) Fifteen 
(E) None of these 

4. Which of the following schemes was launched by the LIC in December 2001 with the object to lessen the burden of parents in meeting the educational expenses of their children ? 
(A) Krishi Shramik Samajik Suraksha Yojana 
(B) Jan Shree Bima Yojana 
(C) Shiksha Sahyog Yojana 
(D) Bhagyashree Child Welfare Bima Yojana 
(E) None of these 

5. If an organization wishes to venture into Insurance Business it has to obtain a licence first from which of the following ? 
(A) Indian Bnaks Association (IBA) 
(B) Security and Exchange Board of India (SEBI) 
(C) Tariff Advisory Committee (TAC) 
(D) Insurance Regulatory and Development Authority (IRDA) 
(E) None of these 

6. Which of the following schemes launched in the year 2000 by the LIC replaced social Securitty group Insurance Schemes (SSIGS) and Rural Group Life Insurance Schemes (RGLIS) ? 
(A) Janshree Bima Yojana 
(B) Bhagyashree Child Welfare Bima Yojana
(C) Jan Arogya Bima Yojana
(D) Raj Rajeshwari Mahila Kalyan Yojana 
(E) None of these

7. How many maximum children from a family are covered for the benefits under the Shiksha Sahyog Yojana launched by the LIC ? 
(A) One only 
(B) Two only 
(C) Three only 
(D) One Girl Child only 
(E) None of these 

8. Which of the following Scheme was launched by the LIC to provide life insurance protection, perodical lumpsum survival benefit and pension to the agricultural workers in India ? 
(A) Krishi Shramik Samajik Suraksha Yojana 
(B) Jan Shree Bima Yojana 
(C) Mahila Kalyan Yojana 
(D) Sampurna Arogya Bima Policy 
(E) None of these 

9. On December 6yh 2006, the president of India launched on exclusive health Insurance Scheme for senior citizens. Which of the following insurance company has launched the schemes ? 
(A) National Insurance Company 
(B) Life Insurance Corporation Of India 
(C) ICICI Prudential 
(D) HDFC Life 
(E) None of these

10. Which of the following cities does not have one of the zonal offices of the Life Insurance Corporation Of India ? 
(A) Mumbai 
(B) Kolkata 
(C) Chennai 
(D) Hyderabad 
(E) Jhansi 


11. Which of the following is the Basic Life Insurance Plan of the Life Insurance Corporation Of India ? 
(A) Jeevan Tarang 
(B) Jeevan Nidhi 
(C) Jeevan Adhar 
(D) Jeevan Umang 
(E) None of these

12. Anmol Jeevan is a .......... of the LIC 
(A) Basic Life Insurance Plan
(B) Term Insurance Plan
(C) Children's Plan 
(D) Pension Plan 
(E) None of these 

13. As per policy of the LIC, loans are granted on unencumbered policies upto what per cent of the surrender value ? 
(A) 60 % 
(B) 70 % 
(C) 80 % 
(D) 90 % 
(E) None of these 

14. Which of the following group Schemes of the LIC Provides pensiobn to employees on their retirement from service ? 
(A) Group Term Insurance Scheme 
(B) Group Insurance in Liew of EDLI 
(C) Group Gratuity Scheme
(D) Group Supeannuation Scheme 
(E) None of these 

15. Which of the following is the pension plam of the LIC 
(A) Jeevan Adhar 
(B) Jeevan ANAND 
(C) Jeevan Akshay 
(D) Amulya Jeevan 
(E) None of these 

16. Which of the following is not a scheme of the LIC ? 
(A)Jeevan Sangam 
(B) Jeevan Saral 
(C) Jeevan Adhar 
(D) Jeevan Pramukh 
(E) None of these 

17. Which of the following is a term Assurance plan of the LIC ? 
(A) Jeevan Akshay 
(B) Jeevan Adhar 
(C) Jeevan Nivesh 
(D) Jeevan Nidhi 
(E) None of these 

18. Premium to LIC policies can be paid by which of the following modes ? 
(a) Cash 
(b) Cheque 
(c) Electronic Charging Machine
(A) Only a
(B) Only b 
(C) Only c 
(D) Both a and b 
(E) All a, b and c 

19. Customers of Lic can now get information about their policies by dialing which of the following telephone numbers in most of the centres ? 
(A) 101 
(B) 135 
(C) 136 
(D) 1251 
(E) None of these 

20. Lic policy holders do not get any income tax benefit under which of the following sections of the income tax act ? 
(A) Section 80C 
(B) Section 68 A, B and C 
(D) Section 80 CD 
(E) None of these 

21. Who amongst the following is not a Bharat Ratna Awardee ? 
(A) Dr. A.P.J.Abdul Kalam 
(B) Dr. V.VGiri 
(C) Dr. Rajendra Parsad 
(D) Dr. Shankar Dayal Sharma 
(E) None of these 

22. Duran Lineb devides which of the following pair of the countries ? 
(A) China - Afghanistan 
(B) Afghanistan - Pakistan 
(C) India - Pakistan 
(D) India - Nepal 
(E) Bangladesh - India 

23. Who has become the second person of Indian origin to go into space after Kalpana Chawala ? 
(A) Koneru Humpi 
(B) Indra Nooyi 
(C) Sunita Williams 
(D) Sudha Murti 
(E) None of these

25. Which of the following cups is associated with the game of Hockey ?
(A) Whiteman Cup 
(B) Evert Cup 
(C) Agha Khan Cup 
(D) Hafed Open Cup 
(E) None of these