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Kotak Mahindra Bank Ltd Preparation Paper
English Language
Directions (1 - 5):Which phrase should replace the phrase given in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given, then mark 'No correction required' as your answer.
1. We asked her that how she got time to write all these books.
1) that how did she got
2) that how she was going
3) how did she get
4) how she got
5) No correction required
2. Studies in the past have shown that those who limit their activity span during the day in winters are more likely to suffer from depression.
1) more likely for
2) mostly likely to
3) most likely for
4) most likeliest for
5) No correction required
3. In some cases, factors like low salary, lack of growth prospects and lack of motivation compel all employee to look for a change.
1) compel those employees
2) complelling all employees
3) compelling the employee
4) compel employees
5) No correction required
4. Living with compassion and contributing to others lives would helping us add happiness to our lives as well.
1) will helping us
2) will help us
3) would helped them
4) will helped us
5) No correction required
5. The easiest way for prevent stress caused by work or home pressures is to indulge in high levels of physical activity.
1) easily way to
2) easier ways for
3) easiest way to
4) easier way from
5) No correction required
Directions (6 - 10):Read this sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. Mark that part with the error as your answer. If the sentence is correct as it is, mark 'No Error' as your answer. (Ignore the errors of punctuation if any.)
6. A red and sore tongue/is an indicator from/lack or iron.Vitamin B12/in the body.
1) a red and sore tongue
2) is an indicator from
3) lack of iron and Vitamin-B
4) in the body
5) No Error
7. In the high-strung life/of overcrowded metros/there a constantly tug of war/cover space and resources.
1) in the high-strung life
2) of over-crowded metros
3) there a constantly tug of war
4) over space and resources
5) No Error
8. The formost criterion of selection we adopted/ were the number of years of training/a singer had received/under a particular guru.
1) The foremost criterion of selection we adopted
2) were the number of years of training
3) a singer had received
4) under a particular guru
5) No Error
9. Excess weight is the result of/unhealthy eating habits/which are inherent risk factors/responsible for many diseases.
1) excess weight is the result of
2) unhealthy eating habits
3) which are inherent risk factors
4) responsible for many diseases
5) No Error
10.The therapeutic benefits/ at helping others/ have long been/ recognised by people.
1) the therapeutic benefits
2) at helping others
3) have long been
4) recognised by people
5) No Error
Directions (11 - 12):Rearrange the given five sentences (A, B, C, D) and (E) in a proper sequence so as to form a meaningful paragraph and then answer the given question.
A. With so many products and opportunities available in the market, it is very easy to get this planning wrong.
B. Planning therefore, is imperative and should begin as early as possible.
C. What amount will we need and when will we need it?
D. Most of us would put our children's education above any other priority in the including our own retirement.
E. So, let's try to find the best solution by asking two important question.
11.Which of the following should be the SECOND sentence after rearrangement?
1) D
2) B
3) C
4) E
5) A
12.Which of the following should be the FIFTH sentence after rearrangement?
1) A
2) B
3) C
4) E
5) D
13.Which of the following should be the FIRST sentence after rearrangement?
1) A
2) B
3) E
4) C
5) D
14. Which of the following should be the THIRD sentence after rearrangement?
1) D
2) B
3) C
4) E
5) A
15.Which of the following should be the FOURTH sentence after rearrangement?
1) A
2) B
3) E
4) D
5) C
Directions (56 - 65):Read the following passage carefully and answer the given question. Certain words/phrases are given in bold in the passage to help you locate them while answering some of the questions.
A majority of Indians prefer to use the internet for accessing banking and other financial services than shopping online, shows a new survey. Almost 57% of Indian respondents using the internet prefer to bank online and use other financial services due to hassle-free access and time saving feature of online banking according to the survey. Checking information on products and services online comes a close second at 53% while 50% shop for products online. The fourth on the list-around 42% of respondents in India surfed online to look for jobs, the survey said. Online banking
has made things much easier for the people and it saves a lot of time. It has eliminated the problems associated with traditional way of banking where one had to stand in a queue and fill up several forms. Most of the banks in India have introduced customer-friendly online banking facility with advanced security features to protect customers against cybercrime.
The easy registration process for net banking has improved customers access to several banking products increased customer loyality, facilitated money transfer to any bank across India and has helped banks-attract new customers. The Indian results closely track the global trends as well conducted among 19,216 people from 24 countries, the survey showed that banking and keeping track of finances and searching for jobs are the main tasks of internet users around the globe.
Overall 60% of people surveyed used the web to check their bank account and other financial assets in the past 90 days, making it the most popular use of the internet globality, shopping was not too far behind at 48%, the survey showed and 41% went online in search of a job in terms of country preferences, almost 90% of respondents in Sweden use e-banking.
Online banking has also caught on in a big way in nations like France, Canada,Australia, Poland, South Africa and Belgium, the survey showed. The Germans and British come on top for using online shopping with 74% of respondents in both countries having bought something online in the past three months. They are followed by 68% of respondents in Sweden. 65% in US and 62% in South Korea.
16.If the given sentences were to be arranged in their order of their popularity (from most popular to least popular),which one of the following would represent the correct sequences as given in the passage?
A. Use internet to gain information about products and services
B. Use internet to search for jobs
C. Use internet for online banking
1) B, A, C
2) C, B, A
3) C, A, B
4) A, B, C
5) A, C, B
17.Which of the following is not true on the context of the passage?
1) Internet users across the globe are mainly interested in looking for jobs and keeping track of finances
2) Germany and Great Britain are the top countries where online shopping is quite popular
3) Many people in Sweden use e-banking to maintain their finances
4) A majority of Indians prefer shopping online as compared to other online activities
5) All the given statements are true
18. According to the passage, banks are successful in attracting more customers due to
A. better training to sales staff
B. opening more branches at various locations
C. easy registration process for net banking
1) Only B
2) (B) and (C)
3) (A) and (B)
4) (A) and (C)
5) Only (C)
19. How many of the Indians using the internet shop online?
1) Between 40% and 50%
2) One-fourth of them
3) One-third of them
4) Half of them
5) All of them
20. Which of the following is most nearly the SAME in meaning as the word HASSLE-FREE used in the passage?
1) Unskilled
2) Not annoying
3) Subtle
4) Unsaddle
5) Notable
21. Based on the passage, what can be said about the internet is a nutshell?
1) It has increased the number of cybercrimes
2) It is useful only for the rich
3) It has been hyped for no reason
4) It is more popular for online shopping than anything else
5) It has made fives easier than before
22. Which of the following can be appropriate title for the passage?
1) The growing utility of the internet
2) Internet and its drawbacks
3) The traditional versus modern ways of shopping
4) Use of the internet in different countries
5) Internet-The Curse
23. Which of the following is/are TRUE in the context of the passage?
A. More than 50% Indians using internet prefer online banking
B. Many banks in India have introduced facilities to suit the needs of customers(customer friendly)
C. More people shop online in South Korea as compared to those in Sweden.
1) Only (B)
2) (B) and (C) both
3) (A) and (B) both
4) (A) and (C) both
5) Only (C)
24.Which of the following is most nearly the same in meaning as the words?'ELIMINATED" as used in the passage?
1) taken
2) introduced
3) begun
4) removed
5) cancelled
25.According to the passage, globally, the most popular use of internet is
1) looking for a job
2) checking bank accounts and maintaining financial assets
3) finding out information about various products
4) shopping online
5) blogging and tweeting every update in one's personal life
Directions (26 - 30):In the questions, two sentences (I) and (II) are given. Each sentence has a blank in it. Against each five options are suggested. Out of these,only one fits at both the places in the context of each sentence. Mark that option as your answer.
26. I. The report ended on a --- note.
II.They must take --- steps to deal with the problem.
1) cirticising
2) huge
3) positive
4) fancy
5) cursory
27. I. In today's world parents usually --- that their children do not talk to them as they are more involved in electronic gadgets and social media.
II. He would --- about every other child on the playground and his parents would fight with other parents so as to protect him.
1) feel
2) defend
3) fight
4) complain
5) observe
28. I. He was good with mathematics so he could not fathorn why other people cribbed about such an ... subject.
II. In a world so riddled with greed and corruption where every man seems to be out toget another, it is not very... to trust others.
1) good
2) exciting
3) wise
4) easy
5) interesting
29. I. The area under our eyes is connected to our kidneys, so any ... change in the dark circles indicates dehydration or accumulating toxins.
II. Many Indian adults are struggling with weight, thus indulging in weight loss programmes that require... changes in their current lifestyle.
1) drastic
2) frequent
3) ambiguous
4) severe
5) aggressive
30. I. Usually fund-raising events and charity auctions raise a large amount of money as people from all sections of the society get an opportunity to ... for a cause.
II. Today, a person needs to ... very hard for surviving in the corporate race.
1) work
2) contribute
3) effort
4) donate
5) dedication
Directions (31 - 40):In the given passage there are blanks, each of which has been numbered. Against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
Trust is the basic tenet for all relationships, so building an environment of trust is one of the (31) important things one can do to (32) a positive work environment. It is a philosophy that must be demonstrated in everything you and your staff does. That is about doing what you say you are going to do and being who you say you (33). It is about showing your staff in everthing you do that your are reliable, responsible and accountable and that they can (34) on you for consistency. Also, letting them know you (35) the same from them. When your words and behaviour are congruent you (36) trust. It will take sometime for your staff members to learn that you are a person of your word. If they see that you are consistent you will build trust, but if they see that your words don't match your behaviour their trust in you will be (37). The unfortunate thing about trust is that it takes a long time to build, but is very fragile and breaks easily. Once broken, it takes an (38) longer time to regain, and it may never be fully rebuilt. Therefore, it is of primary importance that you are (39)of all your words and behaviour and ensure that they are worthy of your employees trust.Even while dealing with umcomfortable situations, if you are honest and upfront it will make thing (40) for everyone.
31. 1) most
2) single
3) extreme
4) high
5) crucial
32. 1) believe
2) accept
3) create
4) lift
5) add
33. 1) is
2) will
3) are
4) would
5) could
34. 1) trust
2) rely
3) believe
4) expect
5) try
35. 1) are
2) belong
3) demands
4) expect
5) harbour
36. 1) foster
2) seek
3) ask
4) built
5) collect
37. 1) broke
2) tall
3) degrade
4) destroyed
5) eliminate
38. 1) even
2) very
3) elaborate
4) much
5) enormous
39. 1) cautious
2) careful
3) worried
4) afraid
5) asking
40. 1) simplest
2) easier
3) real
4) contrast
5) wrong
