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IBPS Common Interview Questions,IBPS interview experience shared by different candidates....
1) What do you know about Banking?
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors),with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow).
2) Being a B.Tech Graduate Why Bank Jobs?
Interview questions
Nowadays, Banks are not restricted to just finance work. Tell them that you are not changing your stream but you are widening your area of expertise. Good jobs are not easy to find and bank job is a good one. Secondly all banking is applied ‘arithmetic’ and speculative number game and a B.Tech is thorough in both. Also, mention about the uncertain future of software companies compared to the high growth witnessed in banking industry. You should manipulate your answer to prove that your engineering degree would be beneficial for you in interacting with people and creating more business relationships for them.
Role of PO:
A Probationary Officer (PO) in the bank is the starting level appointment for bank officers. The PO’s have a one or two years probation period during which they are given exposure to various important functions of the bank such as Loans & Advances, Foreign exchange, Credit Rating, Treasury, Risk Management, IT, Marketing etc. They have to report to their immediate senior officer, who is responsible for the closely monitor & evaluate the performance of him/her for a certain period of time.
Actually a Bank PO can be asked to do anything related to banking till the completion of its probation period. During training or probation period they are trained for accounting, marketing, finance, investment as well as billing.
After the Completion of Probation period, the Bank PO becomes Assistant Bank Manager and may be posted in any branch across the country to handle daily customer transaction like passing a cheque, cash management, draft issuance etc
1. Introduce Yourself?
.2. Have you applied for any other banks?
.3.Why you want to enter in Banking Sector?
.4. Who is Governor of RBI?
.5.What was the name of first bank established in India?
.6. Do you support privatization of banks and why?
.7. What is the difference in Current account and Savings accounts?
.8.What is Mutual Fund?
.9. What are differences in Private Bank and Public Bank?
.10.What is Bank Rate?
.11. Do you have any question for us?
Here are some of the basic interview questions asked in the IBPS PO interviews 2012.
The questions of basic nature has been selected so that you can start your preparation finding answers to the easy ones.
1. Where are you from?
2. What can you tell us about your home town?
3. Tell me about your family
4. If you get the job will you be ready to work anywhere in India?
5. Do you think your parents will allow you to work anywhere across India?
6. What is your ambition in life?
7. The why are you applying for the post of clerk?
8. Did you prepare for the interview?
9. What all questions did you prepare?
10. What are your strengths and weaknesses?
11. Don’t you think you are over qualified for this simple job?
12. Why not software after engineering?
13. Do you have any bank account?
14. Where and why?
15. What type of bank account do you have?
16. What are the types of bank accounts?
17. What all details you need to fill up while withdrawing cash from the bank?
18. What do you mean by International Trade?
19. What is Balance of Payment?
20. Why do you want to work in this bank?
21. Have you applied for any other banks?
22. What do you know about this bank?
23. Have you gone through our website?
24. What is missing in the design of our website compared to the website of other banks?
25. Have you attended any bank interviews before?
26. What can you say about the recent regime change in uttar pradesh
27. What are the states where elections are going on
28. What are the main differences you see in a private bank and public bank?
29. Have you heard about Basel 2?
30. What is the importance of Basel 2 in the present banking environment?
Start to prepare for bank interview, and write your answer in comment box we will guide you friends how to prepare for tests and interview
