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Cooperative Bank Previous Exam Paper
1.Annual General Body meeting of a co-operative Society should be convened within -------- from the close of the financial year.
a)1 year
b) 6 months
c) 3 months
d) 9 months
2.What is leadership?
a) Influencing
b) Motivating
c) Good communication
d) None of these.
3.Crossing of a cheque can be cancelled by---------------.
a) Banker
b) Drawer
c) Drawee
e) None of these.
4.-------------- is one among the preamble of the Kerala Co-operative Societies Act.1969
a) Concern for the community
b) Management excellence
c) Each for all and all for each
d) none of these
5.Registrar of Co-operative Societies can supersede the Managing committee of ---------- only.
a) Urban co-operative Banks
b)Government Assisted Co-operatives
c) All Co-operatives
d) None of these
6. Auditor of a Co-operative Society shall be appointed from among the panel approved by -----------
a) Registrar of Co-operative Societies
b) Director of Co-operative Audit
c) NABARD
d) None of these
7.From the following which one is hardware of a computer?
a) DOS
b) Monitor
c) LOTUS
d) None of these
8.Co-operative Flag was designed by -------------
a) William King
b) Charles Gide
c) C.R.Fray
d) None of these.
9.------------is a statutory reserve created from net profit of a Co-operative Society.
a) Building fund
b) depreciation fund
c) Reserve fund
d) None of these
10.Maximum strength of the Managing Committee of a Primary Co-operative Society in Kerala is ----------.
a) 21
b)15
c) 7
d) 13
11) Maximum amount of Co-operative Education fund set apart from he Net profit of a Co-operative Society is Rs.----------
a) 40000/-
b) 60000/-
c) 15000/-
d) 25000/-
12) Maximum limit for surrender of Earned leave admissible to the employees of Co-operative Society on retirement is----------
a) 30 days
b) 45 days
c) 300 days
d) 180 days
13) Gahan is created in form ---------
a) 8A
b) 8B
c) 8D
d) None of these
14) Written Examination for direct recruitment to the post of clerks in a primary Credit Society is conducted by -------------
a) Public service Commission
b) Co-operative Service - Examination Board
c) Managing committee
d) None of the above
15) Section 80 of Kerala co-operative societies Act came into effect from -------------.
a) 1.1.1974
b) 14.7.1969
c) 15.5.1969
d) None of these.
16) Autonomy and Independence is the ------------ Co-operative principle
a)2nd
b) 4th
c) 5th
d) none of these
17) Maximum period of loan fixed for the issue of loans to members in a Service Co-operative Bank is ---------.
a.12 months
b) 24 months
c) 120 months
d) none of these
18) Fluid Resources maintained by Service co-operative Bank in Kerala should be invested as per the directions of the----------
a.Reserve Bank of India
b) Registrar of Co-operative Societies
c) Kerala state Co-operative Bank
d) none of these
19) Multipurpose Co-operative Societies are the most important types of Societies in--------------
a)U.S.A
b) England
c) Japan
d) none of these
20) -------------- is an output device.
a)Paper Tape Reader
b)) Visual display unit
c) Printer
d) None of the above
21) No member of a Co-operative Society expelled under the provisions of the Kerala Co-operative Societies Act shall be eligible for re- admission in that Society for a period of -------------- from the date of such expulsion.
a.5 years
b) one year
c) 2 years
d) 3 years
22) Savings Bank Accounts having no operation for a continuous period ------------ will become in operative.
a) One year
b) Two years
c) 3years
d) None of these
23) -------------- is the middle level Co-operative Institution in the Short Term/Medium term credit structure.
a) State Co-operative Bank
b) District Co-operative Bank
c) Urban co-operative Bank
d) none of these
24) Legal heirs have to submit ---------- certificate to the Bank for claiming credit balance exceeding Rs. 75000/-
a) Heir ship certificate
b) Succession certificate
c) Death certificate
d) none of these
25) Fixed deposit Account is a ----------- liability
a) Demand liability
b) Time liability
c) Contingent liability
d) none of these.
26) Garnishee order is issued by the Court on the request of the--------
a) Debtor
b) Creditor
c)Banker
d) None of these
27) Expansion of A.T.M is---------------
a) Automatic transfer machin
b) Automatic Teller Machine
c) Automatic Testing Machine
d) None of these
28) Liquid Asset is ----------------.
a) Fixed Asset
b) Statutory Asset
c) Floating Asset
d) None of these
29) A person is known as ------------- if he is unable to pay his debts n full
a) Bankrupt
b) Debtor
c) Insolvent
d) none of these
30) Banker has to look after -------------- before advancing money to the Borrower.
a) Safety
b) liquidity
c) Security
d) all of these
