SBT Whole-Testpaper |   722

SBT Whole-Testpaper

                                   SBT Previous Year Solved Question Paper

 

Reasoning:

1. How many meaningful English words can be formed with the letters ADIC using each letter only once in each word?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

2. Four of the following five are alike in a certain way and so form a group, which is the one that does not belong to that group?
(1) Violin
(2) Harp
(3) Guitar
(4) Flute
(5) Sitar

3. If it is possible to mark only one meaningful word with the first,fourth, fifth and tenth letters of the word TELEVISION, which of the fallowing would be the second letter of that word from the right end? If no such word can be made, give 'X' as your answer and if more than one such word can be formed, give your answer as 'Y'.
(1) X
(2) L
(3) N
(4) E
(5) Y

4. In a certain code TRUMP is written SUTQN. How is FIRED written in that code?
(1) GJQEF
(2) JGEQF
(3) JQFEF
(4) JGQFE
(5) JGQEF

5. In a certain language 'give me more' is coded as '7 3 5', 'she has more' is coded as '9 7 1' and 'she asked me gently' is coded as '6 3 2 1'. Which of the following is the code for 'give' in that language?
(1) 5
(2) 7
(3) 6
(4) 9
(5) 1

6. If each of the vowels in the word GOLIATHS is changed to the next letter in the English alphabetical series and each consonant is changed to the previous letter in the English alphabetical series, and then the alphabets so formed are arranged in alphabetical order from left to right, which of the following will be sixth from the left of the new arrangement thus formed?
(1) S
(2) P
(3) G
(4) J
(5) F

7. In a certain language 'WEAK' is coded as 4$9?' and REST' is coded as 7$8#' and 'WREK' is ceded as '4$?7'. How will 'KEWRA' be coded in the same code?
(1) 7 4 $ ? #
(2) ? 7 $ 8 #
(3) # ? 9 7 4
(4) $ ? 7 9 4
(5) 4 7 8 ? $

8. How many such pairs of letters are there in the word FORMATION each of which has as many letters between them in the word (in both forward and backward directions) as they have between them in the English alphabetical order?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

9. If the digits in the number 79246358 are arranged in descending order from left to right, what will be the difference between the digits which are third from the right and second from the left in the new arrangement?
(1) 1
(2) 2
(3) 3
(4) 4
(5) 5

10. 'Music' is related to 'Notes' in the same way as 'Language' is related to _____
(1) Sentences
(2) Combination
(3) Grammar
(4) Alphabets
(5) Syntax

Directions  Qns(11-15) : Read the following information carefully and answer the questions which follow :
If 'P * Q means 'P is the mother of Q'.
If 'P x Q' means 'P is the father of Q'.
If 'P + Q' means 'P is the sister of Q'.
If 'P - Q' means 'P is the brother of Q'.
If 'P > Q' means 'P is the son of Q'.
If 'P < Q' means 'P is the daughter of Q'.

11. In the expression 'A x B + R > S' how is S related to A?
(1) Daughter
(2) Son
(3) Niece
(4) Nephew
(5) Cannot be determined

12. Which of the following means P is the father of S ?
(1) P x Q < R * S
(2) R x P < Q - S
(3) R + S > Q + P
(4) S + Q - R * P
(5) Cannot be determined

13. In the expression 'P + Q> A - B' how is P related to B?
(1) Daughter
(2) Son
(3) Niece
(4) Nephew
(5) Cannot be determined

14. Which of the following means D is the aunt of C?
(1) D > B * A * C
(2) D + B - C * A
(3) D - B - A x C
(4) D + B x A x C
(5) None of these

15. In the expression 'W > X < Y * Z 'how is W related to Z?
(1) Nephew
(2) Uncle
(3) Son
(4) Brother-in-law
(5) None of these

Marketing and Computer Awareness:

1. Marketing in Banks is required for _____
(1) Getting new customers
(2) Retaining existing customers
(3) Lending
(4) Accepting of deposits
(5) All of these

2. Service Marketing is the same as _____
(1) Relationship Marketing
(2) Transaction Marketing
(3) Internal Marketing
(4) All of these
(5) None of these

3. Market size Means ___
(1) Size of marketing staff
(2) Size of the Organization
(3) Scope for profits
(4) Scope for marketing
(5) None of these

4. Market share means ___
(1) Market price of shares
(2) Sensex
(3) Share market
(4) Share of business among peers
(5) Market volatility

5. Internal Marketing means ____
(1) Selling to oneself
(2) Selling to the employees
(3) Selling of samples
(4) Selling to foreign markets
(5) None of these

6. A 'Call' means ____
(1) A Profession
(2) Teletalk
(3) Calling on a Prospect
(4) A Call Centre
(5) All of these

7. A 'Call Centre' is ___
(1) A Place where Salesmen meet every day
(2) A training Centre
(3) A Back Office set up where customer queries are answered
(4) Customers meeting place
(5) All of these

8. A presentation means ___
(1) Display of products
(2) Explaining the utility of products
(3) A gift
(4) Display of Communication skills
(5) All of these

9. A DSA means ____
(1) Directly Selling Authority
(2) Directly Selling Agent,
(3) Direct Selling Authority
(4) Direct Selling Agent
(5) Distributors & Selling Agencies

10. 'Benchmark' means _____
(1) Products lined up on a bench
(2) Salesmen sitting on a bench
(3) Set standards
(4) Marks on a bench
(5) None of these

11. Value - added services means ______
(1) Giving full value for money
(2) Better value for higher price
(3) Costlier service
(4) Additional service
(5) All the above

12. CRM means ____
(1) Customer Relationship Management
(2) Customer Retention Manager
(3) Customer Relatives Meet
(4) Channel Route Market
(5) Channel Representative Manager

13. A 'Target Group' in Marketing ______
(1) To whom the sales should be directed
(2) A Group of Sellers
(3) A Group of Buyers
(4) A Group of Products
(5) All the above

14. The Target Group for Credit Cards is ____
(1) All Card holders
(2) All existing borrowers
(3) Individuals with taxable income
(4) All of these
(5) None of these

15. Bancassurance means ___
(1) Assurance given by banks to Loanees
(2) Assurance to bank with one bank
(3) Assurance to repay loans
(4) Assurance to give good service
(5) Selling insurance products through banks

16. Cross - selling means _____
(1) Selling with a cross face
(2) Selling to Red Cross members
(3) Selling to Blue Cross members
(4) Selling across countries
(5) Selling other products to existing customers

17. ATM means _______
(1) Any Time Marketing
(2) Any Time Money
(3) Any Time Machine
(4) Automatic Teller Machine
(5) Automatic Teller Money

18. Digital Marketing is ______
(1) a way of Direct Marketing
(2) a way of Indirect Marketing
(3) a strategy of the DSAs
(4) All of these
(5) None of these

19. Market segmentation helps in ________
(1) Identifying the target group
(2) Focussed marketing
(3) Improved lead generation
(4) Only (1) & (2)
(5) All (1),(2) & (3)

20. Only one of the following is true. Find the same.
(1) Marketing is not required in a monopolistic situation
(2) Marketing is not required in Public enterprises
(3) Marketing depends on competitors performance
(4) Marketing has no role to play in production levels
(5) Motivated employees do not require sales incentives.

 

Numerical Aptitude:

Directions (1-10) : What should come in place of the question mark (?) in the following questions ?

1. 38% of 4500 - 25% of ? = 1640
(1) 260
(2) 270
(3) 280
(4) 290
(5) None of these

2.  (?)2 + 152 - 332 = 97
(1) 33
(2) 32
(3) 34
(4) 30
(5) None of these

3. (7921 + 178) - 5.5 = ??
(1) 1512
(2) 1521
(3) 1251
(4) 1531
(5) None of these

4.  9/10 + 3/11 + 7/15 = ?
(1) 1 217/330
(2) 1 221/330
(3) 1 211/330
(4) 1 197/330
(5) None of these

5. 1/4th of 1/2 of 3/4th of 52000 = ?
(1) 4875
(2) 4857
(3) 4785
(4) 4877
(5) None of these

6. 57/67 * 32/171 * 45/128 = ?
(1) 15/262
(2) 15/268
(3) 15/266
(4) 17/268
(5) None of these

7. 283 * 56 + 252 = 20 * ?
(1) 805
(2) 803
(3) 807
(4) 809
(5) None of these

8. (5863 - ?2704) * 0.5 = ?
(1) 2955.5
(2) 2905.5
(3) 2590.5
(4) 2909.5
(5) None of these

9. 3?42875 - ? = 21
(1) 18
(2) 13
(3) 15
(4) 11
(5) None of these

10. 25639 - 5252 - 3232 = ?
(1) 17255
(2) 17551
(3) 17515
(4) 17155
(5) None of these

11. The average speed of a train is 3 times the average speed of a car. The car covers a distance of 520 kms in 8 hours. How much distance will the train cover in 13 hours?
(1) 2553 kms
(2) 2585 kms
(3) 2355 kms
(4) 2535 kms
(5) None of these

12. The area of a triangle is half the area of a square. The perimeter of the square is 224 cms. What is the area of the triangle ?
(1) 1856 cm2
(2) 1658 cm2
(3) 1558 cm2
(4) 1586 cm2
(5) None of these

13. Yesterday Priti typed an essay of 5000 words at the speed of 60 words per minute. Today she typed the same essay faster and her speed was 15% more than yesterday. What is the approximate difference in the time she took to type yesterday and the time she took to type today?
(1) 20 minutes
(2) 30 minutes
(3) 10 minutes
(4) 40 minutes
(5) 1 hour

14. How much will be the compound interest to be paid on a principle amount Rs. 85,000/- after 3 years at the rate of 6 p.c.p.a ?
(1) Rs. 16623.36/-
(2) Rs. 16236.36/-
(3) Rs. 16326.36/-
(4) Rs. 16632.36/-
(5) None of these

General Awareness:

1. Hillary Clinton who was in India recently is the U.S. Secretary of _____
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these

2. If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to _______
(A) Policies of the RBI and the Govt. of India
(B) Strength of Indian Business Houses
(C) Foreign aid/investments to Indian companies
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A),(B) and (C)
(5) None of these

3. Tembhli village which was in news is in _____
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra

4. Rohan Bopanna who represented Indian in an international event is a _____
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player

5. AIBA Women's World Boxing championship was organized in September 2010 in ___
(1) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados

6. Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This mean the agreement is for the Cooperation in the field of ______
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these

7. What is financial inclusion?
(1) To provide a permanent employment to the unemployed
(2) To Provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those loving in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done througth banks.
(5) To provide finances for all

8. Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation

9. Some major banks and financial institutions in various Western countries were to wind up their business and/or declare themselves in financial problems during last few years. This trend is technically known as
(1) Devaluation
(2) Deformation
(3) Global Slowdown
(4) Political backdrop
(5) Globalization

10. Which of the following International sports events was organized in Delhi in October 2012 in which several countries participated?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these

11. Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIDBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these

12. Which of the following place in India does not have a Stock Exchange?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur

13. Sir Mota Singh who was Knighted by the Queen Elizabeth II earlier this year is _______
(1) first Sikh Judge in UK
(2) first Sikh Minister in UK
(3) first Indian to become Vice Chancellor in Cambridge
(4) first Indian to become Governor of a State in USA
(5) None of these

14. 'Ayodhya' which was in news recently is a place in _____
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh

15. Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks

16. The Govt. of India does not provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Stathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana

17. What does the letter 'S' denotes in 'AFSPA' an abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign

18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode

19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha

20. Vedanta Alurnina is a company operating in the area of _______
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking

English Language:

Directions (1-10) : Read the following passage carefully and answer the question given below it. Certain words are printed in hold to help you to locate them while answering some of the questions.

Once upon a time there lived a queen in the city of Benaras. Her name was Khema and she was the wife of King Bahuputtaka. One night, the Queen had a dream of beautiful golden goose that spoke with great wisdom, almost as if he was a sage. She told her husband that she desperately wanted to see a bird just like the one in her dream. So the King asked his ministers to find out all that they could about a bird such as this. He was told that such a bird did exist but was extremely rare and difficult to find. They advised him to build a beautiful lake on the outskirts of Benaras so that be may attract such rare and lovely creatures to reside there. In this way the queen might have her wish.

Towards the north, on Mount Cittakuta, there lived about ninety thousand wild geese headed by a beautiful golden goose called King Dhatarattha. He got to her of this exquisite lake surrounded by water lilies and lotuses floating on the surface. The King had invited all the birds to come and live on it, promising that none of them would ever be harmed. Corn was scattered on a daily basis in order to attract the birds So a couple of geese went up to their King, the golden goose and lold him that they were quite tired of living up on the mountains and would like to see this wonderful lake where they had been promised food and protection. The king agreed to their request and took the flock down south towards Benaras Meanwhile, at the lake king Bahuputtaka had placed hunters all around in order to capture any golden goose that happened to pass by. So the next morning when the headhunter saw this flock of geese approaching he was very excited to see their golden leader. He immediately went about setting up a snare amongst the water lilies and lotuses, as he knew that the leader would definitely be the first to alight.

The whole flock came flying down in one mighty swoop and as expected it was the King's foot that touched the water first. He was ensnared and could not escape. Seeing  this, the other geese flew back to Mount Cittacuta for safety. All except one. He was the chief captain, Sumukha. King Dhatarattha entreated him to fly to safety too, as he would surely be captured if he stayed by his side. But Sumukha replied that he would never desert his master in the face of danger and would either try to save him or die by his side.

Al this point the hunter approached and as Sumukha saw him he decided to appeal to his compassion. The hunter asked the golden goose how come he had not noticed the trap that was set. The golden goose replied that when one's time was up it was no used to struggle against what was fated and one must just accept it. The huntsman was very impressed with his grace and wisdom. He then turned to Sumukha and asked why he had not fled with the other birds even though he was free to do so. Sumukha answered that the golden goose was his King, best friend and master and that he could never desert him even at the cost of his own life. Hearing this, the hunter realised that these were a couple of rare birds of great nobility. He did not much care for his own King's reward and decided to do the right thing and set them free. He told Sumukha that as he was ready to die for his King he would set them both free to fly wherever they wish.

1. Why were the geese keen on visiting the lake in Benaras?
(1) They were invited personally by king Bahuputlaka.
(2) They were tired of their old lake.
(3) They were amused by the water lilies and lotuses.
(4) The lake was not very far from the mountains.
(5) To lake was to be a source of good food and protection.

2. Why did the king approach the ministers?
(1) In order to find out the best location for the lake.
(2) In order to find out if a golden goose existed.
(3) To enquire about his wife's dreams.
(4) To devise a plan to capture all rare bird species.
(5) To enquire about the best hunter in the locality.

3. Why did the head hunter release the king, the golden goose?
(1) He was impressed by his wisdom and nobility.
(2) The geese were a rare species of birds.
(3) The golden goose, king Dhatarattha promised him a handsome rewards.
(4) The hunter sympthised with the golden goose.
(5) The hunter did not want the chief captain to lose a friend.

4. What was the king's intention behind building a lake ?
(1) To attract all rare species of living animals and birds.
(2) To beautify the city of Benaras.
(3) He did not want to go against the wishes of his wife.
(4) He wanted to capture the golden goose.
(5) He enjoyed bird watching and wanted to create a habitat for them.

5. Why did the flock of geese panic and retreat to Mount Cittacuta?
(1) Their king took the wrong route to the lake and they lost their way.
(2) Their king, the golden geese was captured.
(3) Their chief captain, Sumukha betrayed the king.
(4) They spotted many hunters by the lake.
(5) None of these

6. What advice did the ministers give to the king?
(1) That no such golden goose existed and he was only wasting his time searching for one.
(2) To create an artificial golden goose for the queen.
(3) To build a lake in order to attract the golden goose.
(4) To open a sanctuary of rare birds for the queen.
(5) To have a beautiful garden surrounded by flowers and trees.

7. Which of the following statements would best describe the qualities of Sumukha?
(A) Betrayer of the flock.
(B) The Selfless Goose.
(C) Loyal towards the king.
(D) The naive and ignorant goose.
(1) Only (A)
(2) Only (B)
(3) Only (C) and (D)
(4) Only (A) and (D)
(5) Only (B) and (D)

Directions (8-10) : Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage.

8. Exquisite :
(1) Expensive
(2) Delicate
(3) Elaborate
(4) Wonderful
(5) Efficient

9. Snare :
(1) Trap
(2) Alarm
(3) Plan
(4) Arrangement
(5) Protection

10. Desert :
(1) Displease
(2) Encourage
(3) Instigate
(4) Escort
(5) Abandon

Direction (11-15) : In each of the following sentences, an idiomatic expression or a proverb is highlighted. Select the alternative which best describes its use in the sentence.

11. The course of events made it necessary for Joseph to start working.
(1) events that were planned.
(2) long list of future events.
(3) A succession of unexpected events.
(4) nature of events that followed after Joseph joined work.
(5) None of these

12. The team put their plant into execution the very next day,
(1) proposed a plan.
(2) discussed their plan
(3) started thinking about a plan.
(4) started carrying out their plan.
(5) None of these

13. Mrs Nayak opened the discussion on the "alarming rate of poverty in India"
(1) stated the discussion, (Ans)
(2) gave her opinion in the discussion.
(3) did not agree on the discussion.
(4) welcomed the people to the discussion.
(5) None of these

14. The new law on "Right to Food Safety" will come into force next month.
(1) be forced upon the people.
(2) be associated from next month onwards.
(3) be implemented next month.
(4) be withdrawn next month.
(5) be widely rejected next month.

15. When the girl wanted to stay out past midnight, her father put his foot down.
(1) gave in to her request.
(2) walked away disapprovingly.
(3) obstructed her from leaving the house.
(4) requested her to be home on time.
(5) None of these

Directions (16-20) : Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (S) i.e. 'No Error' (Ignore the errors of punctuation, if any.)

16. A public safety advertising (1)/ campaign in Russia (2)/ hope to draw attention (3)/ of pedestrians crossing the road (4). No Error (5)
(Ans : 3)

17. Nuclear waste will still being (1)/ radioactive even after twenty thousand years, (2)/ it must be disposed (3)/ of very carefully (4). No Error (5)
(Ans : 1)

18. My friend lived at the top (1)/ of an old house (2)/ which attic had been (3)/ converted into a flat. (4) No Error (5)
(Ans : 3)

19. The Renaissance was (1)/ a time to 're-awakening' (2)/ in both the arts (3)/ and
the sciences (4) No Error (5)
(Ans : 2)

20. A cash prize was (1)/ award to the most (2)/ successful salesman of the year (3)/ by the President of the company. (4) No Error (5)
(Ans : 2)

Directions (21-25) : Each sentence below has a blank/s, each blank indicates that something has been omitte. Choose the word/s that best fit/s the meaning of the sentence as a whole.

21. The state-of-the-art school is ___ with a medical clinic and fitness center.
(1) establish
(2) illustrative
(3) having
(4) equipped
(5) compromising

22. Many leading members of the opposition party ___ to justify the party's decision.
(1) having tried
(2) has tried
(3) have been trying
(4) tries
(5) is trying

23. The charity ____ most of its money through private donations.
(1) receives
(2) borrows
(3) uses
(4) proposes
(5) invests

24. The Bhagavad Gita is a part of the Mahabharata, but it stands ____ and is _____in itself.
(1) dependent, incomplete
(2) together, justified
(3) separate, dignified
(4) apart, complete
(5) united, connected

25. The artist's work of art is worthy ___ praise.
(1) for
(2) of
(3) to
(4) about
(5) to be

feedback