AIC Whole-Testpaper Contributed by Anakha updated on Jun 2020
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Agriculture Insurance Company of India Ltd AO Exam Solved Model Question Paper 



Directions—(Q. 1—5) In the following questions, the symbols +, -,x ,÷ and = are used with the following meanings 
A + B means A is greater than B; 
A – B means A is greater than or equal to B; 
A x B means A is equal to B; 
A ÷ B means A is smaller than B; and 
A = B means A is smaller than or equal to B. 

For each question you have to assume given statements to be true and then decide which of the two given conclusions is are definitely true. Give answer 
(A) If only conclusion I is true; 
(B) If only conclusion II is true; 
(C) If either conclusion I or conclusion II is true; and 
(D) If neither conclusion I nor conclusion II is true. 

1. Statements: 
D=S, N + V, D x R, R + V 
I. S + V 

Ans : A

2. Statements: 
K x P, M + J, C÷ P, K = M 
I. M + P 
II. M x P 

Ans : C

3. Statements: 
L – R, N x M, L ÷ M, N = P 
I. M + R 
II. R+P 

Ans : A

W + K, S = Z, X – W, S x K 
I. K x Z 

Ans : B

5. Statements: 
P ÷ Q, W – N, P — N, T + W 
I. P x W 
II. Q÷W 

Ans : D

Directions—(Q. 6—10) There are two or three statements followed by four conclusions numbered I, II , III and IV. Take the given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follow(s) . 

6. Statements: 
Some songs are throngs. 
Some throngs are longs. 

I. Some songs are longs. 
II. No songs are longs. 
III. Only longs are songs. 
IV. Only songs are longs. 

(A) Only I Follows 
(B) Only III follows 
(C) Either I or II follows 
(D) Either III or IV follows 

7. Statements: 
Some charts are darts. 
All darts are carts. 
Some carts are smarts. 

I. Some charts are carts. 
II. Some carts are darts. 
Ill. Some darts are smarts. 
IV. Some smarts are charts. 

(A) Only I and II follow 
(B) Only I and III follow 
(C) Only II and III follow 
(D) Only I, III and IV follow 

8. Statements: 
All blanks are beams. 
All bridges are beams. 
All bridges are cows. 

I. Some cows are beams. 
II. Some blanks are cows. 
III. Some blanks are bridges. 
IV. Some bridges are not cows. 

(A) Only I follows 
(B) Only II follows 
(C) I,II and III follow
(D) None follow

9. Statements: 
Some Chinese are not Russians. 
All Russians are Africans. 
Some Africans are Indians. 

I. Some Chinese are not Africans. 
II. Some Chinese are not Indians. 
Ill. All Russians are Indians. 
IV. Some Indians are Chinese. 

(A) Only II follows 
(B) Only III follows 
(C) Only IV follows 
(D) Either II or IV follows 

10. Statements: 
All chalks are cheese. 
No cheese are ships. 
Some herds are ships. 

I. Some herds are not chalks. 
II. Some herds are cheese. 
Ill. Some cheese are not herds. 
IV. No chalk is a ship. 

(A) I, II and IV follow 
(B) Either II or III and IV follows 
(C) II and III follow 
(D) II and IV follow 

Directions—(Q. 11—15) A word arrangement machine, when given a particular input, rearranges it following a particular logic. The following is the illustration of the input and the steps of arrangement? 
Study the logic and answer questions 

11. If step VII of an input is ‘OVER THE PRE NEW BONE’ what is the step IV of that input? 

12. Given the following input— SYM REACH LAD PHOTO CAL what step will the following arrangement? REACH LAD PHOTO SYM CAL 
(A) VI 
(B) V 
(C) IV 
(D) III 

13. If Step VI of a given input be ‘MAP IND PAK RUS ENG’, what would be the input? 

14. Given the following input, what would be Step VIII of the input? Input : BANK CRIS ATTRACT WITH PRIZE 

15. In which step will we get the same arrangement as the input? 
(B) IX 

Directions—(Q. 16—20) In each question below is given a statement followed by three assumptions numbered I II and III. You have to consider the statement and the assumption, and decide which of the assumptions is implicit in the statement. Then decide which one of the answers, (A), (B), (C) and (D) is correct. 

16. Statement : Considering the tickets sold during the last seven days, the circus authorities decided to continue the show for another fortnight which includes two weekends. 

I. People may not turn up on weekdays. 
II. The average number of people who will be visiting circus will be more or less the same as that of the last seven days. 
III. There may not be enough responses at other places. 

(A) None is implicit 
(B) Only II is implicit 
(C) Both I and II are implicit 
(D) Only III is implicit 

17. Statement : The telephone company informed the subscribers through a notification that those who do not pay their bills by the due date will be charged penalty for every defaulting day.

I. Majority of the people may pay their bills by the due date to avoid penalty. 
II. The money collected as penalty may set off the losses due to delayed payment. 
III. People generally pay heed to such notices. 

(A) Only I and II are implicit 
(B) Only II and III are implicit 
(C) Only I and III are implicit 
(D) All are implicit 

18. Statement The national air carrier has decided to start a weekly air service from town ‘A’ to town ‘B’. 

I. There will be enough passengers to make the operation economically viable. 
II. Other carriers may not start such service. 
III The people staying around these towns can afford the cost of air travel. 

(A) Only I is implicit 
(B) Both II and III are implicit 
(C) Both I and II are implicit 
(D) ALL are implicit 

19. Statement : A group of friends decided to go for a picnic to Dum Duma Lake during the next holiday season to avoid crowd of people. 

I. Generally many people do not go to Dum Duma Lake. 
II. People prefer other spots to Dum Duma Lake. 
III. Many people do not know about Dum Duma Lake. 

(A) Only I is implicit 
(B) Only II is implicit 
(C) Only I and II are implicit 
(D) All are implicit 

20. Statement : “Wanted a two bedroom flat in the court area for immediate possession”—Advertisement. 

I. Flats are available in court 
II. Some people will respond to the advertisement. 
Ill. It is a practice to give such an advertisement. 

(A) Only I and II are implicit 
(B) Only II is implicit 
(C) Only III is implicit 
(D) All are implicit 

21. pq—rqp—qrrq—p—rrqpp—r 

(A) rqpqr 
(B) qprrq 
(C) qrprp 
(D) rppqq

22. nnt—qqn—tt—qnn—tq-.

(A) nnqtq 
(B) qntnq 
(C) tnqtq 
(D) ttqtq 

Directions(Q. 23 and 24) 
P + Q means P is the brother of Q 
P – Q means P is the sister of Q 
P x Q means P is the father of Q 
P ÷ Q means P is the mother of Q. 

23. A÷B-C x D, then A is D 
(A) Sister 
(B) Aunt 
(C) Mother 
(D) Grandmother 

24. Which of the following shows that V is the grandmother of Y? 
(A) VxR+KVY 
(B) V÷RxK-Y 
(C) V÷R+KxY 
(D) VxR-K÷Y 

25. How many pairs of letters are there in the word STRAIGHT FORWARD which have numbers of letters between them in the word equal to the number of letters between them in English alphabet? 


Numerical Aptitude:


1. In a division sum, the divisor is 10 times the quotient and 5 times the remainder. If the remainder is 46, the dividend is:
(1) 4236
(2) 4306
(3) 4336
(4) 5336

2. If 1.5 x= 0.04 y, then the value of (y-x) (y+x) is:
(1) 730/77
(2) 73/77
(3) 7.3/77
(4) 703/77

3. An employee may claim Rs. 7.00 for each km when he travels by taxi and Rs. 6.00 for each km if he drives his own car. If in one week he claimed Rs. 595 for traveling km. How many kms
did he travel by taxi?
(1) 55
(2) 65
(3) 62
(4) 70

4. The square root of 3 + ?5 is :
(1) ?3 /2 + 1/?2
(2) ?3 /2 – 1/?2
(3) ?5 /2 – 1/?2
(4) ?(5/2) + ?(1/2)

5. The mean temperature of Monday to Wednesday was 370C and of Tuesday to Thursday was 340C, if the temperature on Thursday was 4/5th that of Monday, then what was the temperature on Thursday?
(1) 36.50C
(2) 360C
(3) 35.50C
(4) 340C

6. A certain number of two digits is three times the sum of its digits. If 45 be added to it, the digits are reversed. The number is:
(1) 72
(2) 32
(3) 27
(4) 23

7. Three years ago the average age of A and B was 18 years. While C joining them now, the average becomes 22 years. How old (in years) is C now?
(1) 24
(2) 27
(3) 28
(4) 30

8. If 2^(2x-1) = 8^(3-x), then the value of x is:
(1) -1
(2) -2
(3) 2
(4) 3

9. A man’s basic pay for a 40 hours’ week is Rs. 200. Overtimes is paid at 25% above the basic rate. In a certain week, he worked overtime and his total was Rs. 300. He therefore, worked for a total of (in hours):
(1) 52
(2) 56
(3) 58
(4) 62

10. On a Rs. 10, 000 payment order, a person has choice between 3 successive discounts of 10%, 10% and 30% and 3 successive discounts of 40%, 5% and 5%. By choosing the better one he can save (in Rupees):
(1) 200
(2) 255
(3) 400
(4) 433

11. Rs. 600 are divided among A, B, C so that Rs. 40 more than 2/5 th of A’s share, Rs. 20 more that 2/7 th of B’s share and Rs. 10 more than 9/17 th of C’s may all be equal. What is A’s share (in Rupees)?
(1) 150
(2) 170
(3) 200
(4) 280

12. A, B, C started a business with their investment in the ratio 1 : 3 : 5. After 4 months, A invested the same amount as before and B as well as C withdrew half of their investments. The ratio of their profits at the end of the year was:
(1) 5 : 6 : 10
(2) 6 : 5 :10
(3) 10 : 5 : 6
(4) 4 : 3 : 5

13. If 9 men working 71/2 hours a day can finish a piece of work in 20 days, then how many days will be taken by 12 men, working 6 hours a day to finish the work? It is being given that 2 men of latter type work as much as 3 men of the former type?
(1) 91/2
(2) 11
(3) 121/2
(4) 13

14. Three pipes A, B and C can fill a cistern in 6 hours. After working at it together for 2 hours, C is closed and A and B can fill the remaining part in 7 hours. The number of hours taken by C alone to fill the cistern is:
(1) 12
(2) 14
(3) 16
(4) 18

15. A train B speeding with 120 kmph crosses another train C running in the same direction, in 2 minutes. If the lengths of the trains B and C be 100 m and 200 m respectively, what is the speed (in kmph) of the train C?
(1) 111
(2) 123
(3) 127
(4) 129

16. River is running at 2 kmph. It took a man twice as long to row up as to row down the river.The rate (in km/hr) of the man in still water is:
(1) 8
(2) 10
(3) 4
(4) 6

17. A merchant has 1000 kg of sugar, part of which he sells at 8% profit and the rest at 18% profit. He gains 14% on the whole. The quantity (in kg.) sold at 18% profit is:
(1) 560
(2) 600
(3) 400
(4) 640

18. A sum of money becomes Rs. 13, 380 after 3 years and Rs. 20, 070 after 6 years on compound interest. The sum (in Rupees) is:
(1) 8800
(2) 8890
(3) 8920
(4) 9040

19. A well with 14 m inside diameter is dug 10 m deep. Earth taken out of it, has been evenly spread all around it to a width of 21m to form an embankment. The height (in metres) of the embankment is:
(1) 1/2
(2) 2/3
(3) 3/4
(4) 3/5

20. A rectangular carpet has an area of 120 sq metres and a perimeter of 46 metres. The length of  its diagonal (in metres) is:
(1) 11
(2) 13
(3) 15
(4) 17


English Language:


Read the following passage carefully and answer the questions given below it.
                          John Maynard Keynes, the trendiest dead economist of this apocalyptic moment, was the godfatherof government stimulus. Keynes had the radical idea that throwing money at recessions throughaggressive deficit spending would resuscitate flat lined economies - and he wasn’t too particularabout where the money was thrown, in the depths of the Depression, he suggested that the Treasurycould “fill old bottles with banknotes, bury them at suitable depths in disused coal mines” then sitback and watch a money-mining boom create jobs and prosperity. “It would, indeed, be more sensibleto build houses and the like,” he wrote, but “the above would be better than nothing.”As President-elect Barack Obama prepares to throw money at the current downturn - a stimuluspackage starting at about $800 billion, plus the second $350 billion chunk of the financial bailout – weall really do seem to be Keynesians now. Just about every expert agrees that pumping $1 trillion intoa moribund economy will rev up the ethereal goods-and-services engine that Keynes called “aggregatedemand” and stimulate at least some short-term activity, even if it is all wasted on money pits. ButKeynes was also right that there would be more sensible ways to spend it. There would also be lesssensible ways to spend it. A trillion dollars’ worth of bad ideas - sprawl-inducing highways andbridges to nowhere, ethanol plants and pipelines that accelerate global warming, tax breaks foroverleveraged McMansion builders and burdensome new long-term federal entitlements - would beworse than mere waste. It would be smarter to buy every American an iPod, a set of Ginsu knives and600 Subway foot-longs. It would be smarter still to throw all that money at things we need to do anyway, which is the goal ofObama’s upcoming American Recovery and Reinvestment Plan. It will include a mix of tax cuts, aid tobeleaguered state and local governments, and spending to address needs ranging from food stamps to computerized health records to bridge repairs to broadband networks to energy-efficiency retrofits,all designed to save or create 3 million to 4 million jobs by the end of 2010. Obama has said speedis his top priority because the faster Washington injects cash into the financial bloodstream, thebetter it stands to help avert a multiyear slump with double-digit unemployment and deflation. But healso wants to use the stimulus to advance his long-term priorities: reducing energy use and carbonemissions, cutting middle-class taxes, upgrading neglected infrastructure, reining in health-carecosts and eventually reducing the budget deficits that exploded under George W. Bush. Obama’s goalis to exploit this crisis in the best sense of the word, to start pursuing his vision of a greener, fairer,more competitive, more sustainable economy. Unfortunately, while 21st century Washington has demonstrated an impressive ability to spend oneyquickly, it has yet to prove that it can spend money wisely. And the chum of a 1 with 12 zeros is alreadycreating a feeding frenzy for the ages. Lobbyists for shoe companies, zoos, catfish larmers, mallowners, airlines, public broadcasters, car dealers and everyone else who can afford their letsinersare lining up for a piece of the stimulus. States that embarked on raucous spending and tax-outingsprees when they were flush are begging for bailouts now that they’re broke. And politicians aredusting off their unfunded mobster museums, waterslides and other pet projects for rebranding asnovel-ready  infrastructure investments. As Obama’s aides scramble to assemble something effective andtransformative as well as politically achievable, they acknowledge the tension between his desiresfor speed and reform. 

1. Obama’s upcoming American Recovery and Reinvestment Plan focuses on which of the following? 
(A) Recovery of all debts from the debtors in a phased manner. 
(B) Pumping money very liberally in projects that are mandatory. 
(C) Investing money recklessly in any project regardless of its utility. 

a) (A) only
b) (B) only 
c) (C) only
d) (B) and (C) only 
e) All (A), (B) & (C) 

2. John M. Keynes was advocate of which of the following suggestions? 
a) Spending money recklessly during recessions is suicidal 
b) Exorbitant spending during recessions is likely to boost economy 
c) Aggressive deficit spending is likely to be fatal for economic meltdown. 
d) Government stimulus to economy may not help because of red-tapism 
e) None of these 

3. Obama desires to accelerate the process of pumping money with utmost rapidity as he believes thatit would——. 
(A) help create reasonably high employment opportunities. 
(B) avoid deflation. 
(C) inject cash into the already troubled economy. 

a) A and B only 
b) B and C only 
c) A and C only 
d) All A, B & C 
e) None of these 

4. Which of the following is TRUE about Keynes’ philosophy? 
a) Actual spending money during meltdown is more important than where and on what it is spent 
b) Government should be selective in approach for spending money during recession 
c) Filling old bottles with banknotes and burying them is an atrocious proposal 
d) Creating jobs and prosperity during recessions is almost an impracticable proposal 
e) None of these 

5. What, according to Keynes, is the “aggregate demand”? 
a) Goods and Services Sector 
b) Stimulation of a short-term activity 
c) Attempting to rev up the sluggish economy 
d) Pumping one trillion dollars into economy 
e) None of these 

6. According to the author of the passage, food stamps, bridge repairs, etc. are the projects that - 
a)do not warrant urgent spending as they have a lower utility value 
b)need the least investment and priority as compared to building houses for the needy 
c)may not have any favorable impact on attempts to counter recession 
d)have lower value in terms of returns but require major investments 
e) None of these 

7. The author of the passage calls Barack Obama and his team as “Keynesians” because -——
a) Barack Obama has been reluctant to follow Keynes’philosophy
b) His team is advising Barack to refrain from Keynes’ philosophy
c) Barack Obama and his team have decided to fill old bottles with banknotes
d) Building houses has been under the active consideration of Barack Obama and his team 
e) None of these

8. Highways, bridges, ethanol plants, etc. are considered by the author as ——
a)reasonably appropriate propositions to spend money on 
b)measures that affect the environment adversely 
c)imprudent proposals to waste money on 
d)tax saving schemes bestowed on builders 
e) None of these 

9. Which of the following is/are corrective measure(s) as part of the long term priorities of Obama thatwas an outcome of his predecessor’s regime? 
(A) Countering recession through immediate rescue operations. 
(B) Reining the budget deficit. 
(C) Creating a more sustainable economy. 

a) (A) & (B) only 
b) (B) & (C) only 
c) (A) & (C) only 
d) (B) only 
e) None of these 

Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in thepassage. 

10. raucous 

11. beleaguered 

12. moribund 

Choose the word which is most nearly the SAME in meaning as the word given in bold as used inthe passage. 

13. frenzy 

14. apocalyptic 
c) risk-free 

15. resuscitate 
a)melt down 

In each of these questions four words are given denoted by (A), (B), (C) & (D). Two of these wordsmay be either synonyms or antonyms. Find out the correct pair in each question. 

a) A-C 
b) B-D 
c) B-C 
d) C-D 
e) None of these 

a) C-D 
b) A-B 
c) A-D 
d) C-B 
e) None of these 

a) A-D 
b) B-D 
c) C-A 
d) B-A 
e) None of these 

a) A-B 
b) B-D 
c) B-C 
d) C-D 
e) None of these

a) A-B 
b) B-C 
c) A-C 
d) B-D 
e) None of these